How to recover an unpaid B2B invoice in Romania

Recovering an unpaid B2B invoice in Romania moves through three stages: a formal payment demand, a court application for a payment order, and enforcement by a bailiff once that order becomes final and the debtor still has not paid, whatever the debtor's initial reaction.

When this route applies and when it does not

The Romanian payment order procedure – and, for a creditor established in another EU member state, the European Payment Order – is built for invoices that are straightforward: a written contract or purchase order, delivery confirmed, and no genuine dispute about the amount owed. If the debtor has never contested the goods or the service, and the only issue is that payment did not follow, this route is fast relative to full litigation and the paperwork burden on the creditor is limited.

It does not apply, or applies poorly, where the debtor raises a real defence – a quality complaint, a set-off claim, or a dispute about delivery terms. A contested claim moves into ordinary civil proceedings, which run longer and cost more in legal fees. It also matters if the same Romanian debtor already owes you under a separate contract handled under a different jurisdiction's law; the practical sequencing can differ sharply from what applies here, as set out in recovering an unpaid invoice in Poland. Running two parallel recovery routes against the same debtor without comparing them first often wastes the first one.

The sequence: from formal demand to enforcement

  1. Formal demand. The creditor sends a written demand stating the amount, the invoice reference, and a deadline to pay. The debtor can pay, ignore the letter, or reply disputing the debt – a dispute at this stage is useful information: it tells the creditor whether the payment order route will hold up.
  2. Court application. If the demand goes unanswered or is rejected without a credible reason, the creditor files for a payment order with the competent Romanian court, or uses the European Payment Order procedure if the claim is cross-border within the EU and uncontested on its face. This is the step where a creditor typically brings in debt recovery services in Romania to prepare the file correctly, since a defective application can be rejected on form alone.
  3. Debtor's response window. The debtor is given a period to object. An objection that raises a substantive defence pushes the file into ordinary proceedings; a formal objection with no real substance can be overcome, though it adds time.
  4. Order becomes enforceable. If no valid objection is filed, or an objection is dismissed, the order becomes final and enforceable. This is the point at which the creditor's legal position is strongest and the debtor's room to argue has closed.
  5. Enforcement. A Romanian bailiff is instructed to enforce the order – typically against bank accounts or identifiable assets. Enforcement only recovers money if the debtor actually has assets a bailiff can reach; a final order against an empty company is a paper win.

What drives the cost and the time

Cost and time are shaped by the same factor: whether the debtor contests anything. An uncontested payment order moves through the court relatively quickly and the legal work is limited to preparing a clean file – the contract, the invoices, proof of delivery, and the demand letter. A contested claim converts into ordinary litigation, and the cost profile changes: more court filings, possibly a hearing, and a longer timeline before any enforceable order exists.

Court fees in Romania scale with the value of the claim rather than being fixed, so a small invoice carries proportionately less exposure than a large one, though the creditor should confirm the applicable fee structure before filing rather than estimating it. Cross-border elements – translation of documents, proof of service abroad, and coordination between the creditor's home country and Romania – add time on top of the domestic procedure. Where the debtor has assets in more than one country, comparing the domestic route against a wider cross-border debt recovery approach before filing avoids paying for a Romanian order that then has to be re-enforced elsewhere.

The decision point: continue or stop

Before filing, and again after any objection, the creditor faces the same question: does continuing still make sense against what is likely to be recovered? The evidence quality matters – a signed contract and clear delivery proof make the payment order route strong, while gaps in the paper trail make a contested outcome more likely and shift the calculation toward ordinary litigation, where a lawyer working within Romanian civil procedure can assess whether the file is strong enough to justify that cost. Signals about the debtor's solvency – late payments to other suppliers, a shrinking business, or public filings suggesting distress – should feed directly into this decision rather than being checked only after a court order already exists.

A creditor who has already spent on a formal demand and a court filing has sunk that cost regardless of what happens next. The only question that should drive the next step is whether the marginal cost of continuing – enforcement fees, further legal work – is smaller than the amount realistically recoverable from identifiable assets.

When to stop

Continuing past a certain point costs more than it recovers. Three conditions signal that clearly:

A limitation period applies to a commercial claim in Romania, and creditors should not assume the general rule applies unchanged to every invoice – it depends on when the debt fell due and whether any acknowledgement or partial payment interrupted the clock. Confirming the applicable deadline, rather than assuming it, is worth doing before deciding to file at all; a limitation period check for your claim is a useful first filter before any further spend.

Common questions

Does a Romanian court require the original contract before issuing a payment order?

The court expects documentary proof of the debt, which usually means the contract or purchase order together with the invoice and proof of delivery. A copy is normally sufficient at the filing stage, but the underlying documents should be available if the debtor objects and the file moves into contested proceedings.

What happens if the Romanian debtor formally objects to the payment order?

A substantive objection – one that raises a real dispute about the debt – moves the case out of the summary payment order procedure and into ordinary civil proceedings. This adds time and cost, and the creditor should reassess the file's strength before pushing further rather than continuing automatically.

Can a foreign creditor use the European Payment Order procedure against a Romanian debtor?

A creditor established in another EU member state can use the European Payment Order for an uncontested cross-border claim against a Romanian debtor, provided the conditions for that instrument are met. Where the claim is disputed or the facts are more complex, the domestic Romanian route or ordinary proceedings are the realistic alternative.

The invoice sits unpaid while the shipment has already moved on to the next customer, and every week spent on the wrong recovery route adds a cost that no court order will refund. A creditor who files without first checking whether the debtor's conduct fits the payment order procedure risks paying twice – once for the wrong process, and again for the one that actually applies.

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By Eleanor Harlow