A creditor with an unpaid invoice abroad usually asks two questions before spending another euro: can the debtor actually pay, and is the claim worth pursuing at all. Recovery assessment and debtor intelligence exists to answer both, using legal research and corporate intelligence from public and licensed sources, before any recovery step is chosen.
The client sends the contract, the invoices, and whatever correspondence already exists with the debtor. We confirm scope and the fee basis before starting, so the client knows what is covered and what is not. Research runs against public registers and licensed sources; nothing is put to the debtor at this stage.
The client then receives a written assessment: what the debtor appears to hold, what the claim depends on, and what a recovery route would look like if one is worth starting. The client decides whether to proceed to pre-legal contact, to litigation or arbitration, or to close the file. Nothing moves to the next stage without that decision.
Clients sometimes assume that finding out whether a debtor can pay means someone digging through personal records or watching an address. That is not what this work is, and it is not what we offer.
The assessment draws on public registers, court filings and licensed commercial databases – the same sources a bank or an underwriter would consult. It describes the entity's exposure and its filed position, not the private life of the people behind it. Where local rules restrict who may carry out that kind of research, the relevant steps are handled by a registered provider in that country, not by SOLUTIO directly.
The assessment is priced as a fixed piece of work with a defined scope, agreed before anything starts. It is not billed by the hour and it is not tied to a share of whatever is later recovered. Where a subsequent recovery step is needed, its fee basis is set out separately once the assessment is complete, so the client is choosing a route with the cost already known rather than discovering it afterwards.
Assessment work runs across the jurisdictions where our clients trade, from major commercial centres to markets with thinner public registers. Where local rules require a licensed step – a registry filing, a solvency check, a pre-legal contact – that step is carried out by admitted lawyers and licensed providers in the jurisdiction concerned, coordinated from a single file so the client deals with one point of contact throughout.
It depends on how fast the relevant registers and filings respond, and on how much documentation the client can provide at the outset. A straightforward corporate debtor with public filings moves faster than one hidden behind several related entities.
The written assessment says so plainly, together with what is known about the debtor's remaining assets, if any. The client can then decide to close the file rather than fund a recovery step with no realistic return.
Material drawn from public registers, filings and licensed databases can generally be produced alongside the underlying documents. It supports the assessment and the strategy decision; it is not a substitute for the contract and invoice evidence a court will actually want.
Choosing a recovery route before knowing whether the debtor can pay is the most expensive mistake a creditor makes on a cross-border file. The assessment exists to close that gap before the invoice, the contract, and the time already spent turn into a cost with nothing to show for it.